FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Elevate Your Savings with a Top-Tier Rate

Current APY 1

Supercharge YOUR savings

Elevault pays interest daily – at a rate that’s over 10x the national average

Certified CDFI seal from the U.S. Department of the Treasury

Elevault is a product of Southern Bancorp, Member FDIC and a certified CDFI.

Secure payment

Lunera app dashboard on a phone showing total money and savings vaults

Earn daily interest

Interest paid

on portfolios up to:

$500,000

FDIC Insured to at least:

$250,000

Download the App

Learn how it works

Built To Make Saving Easy

Organize your money into Vaults, earn interest every single day, and never pay a fee for any of it.

Vacations vault screen on a phone showing goal progress

Features

Shared Vaults for Shared Goals

Saving is easier together. Invite friends and family into a shared Vault — for the family vacation, the wedding, the group trip — and watch everyone's deposits add up in one place.

Features

Spend & Save on Your Terms

Create a Vault for every goal — emergency fund, new computer, next summer's trip. Unlimited Vaults keep every dollar organized, and every dollar earning daily interest.

Features

Auto-Saving Makes Life Easier

Set it once and let it run. Schedule automatic transfers into any Vault — weekly, monthly, whatever fits your life. Build toward your goal without thinking about it.

Features

No Fees or Minimum Deposits Ever

No monthly fees, no minimum balance, no "just because" charges. Start with $1 and earn the same top-tier rate as someone saving $100,000.

Features

Shared Vaults for Shared Goals

Shared Vaults for shared goals. Invite your firends and family to share a Vault for that family vacation.

Features

Spend & Save on Your Terms

Personalized Vaults to match your lifestyle, goals, and financial needs.

Lunera dashboard screen with the My Vaults list

Features

Auto-Saving Makes Life Easier

Saving money is hard – but it doesn’t have to be. Auto-saves make it to where you can set it and forget it.

Create vault form on a phone with scheduled save enabled

Features

No Fees or Minimum Deposits Ever

VaultKeys let you manage access to your money, protecting it and giving you peace of mind.

Move More Money With VaultKeys

A VaultKey is an account and routing number that you can assign to any Vault. You can turn them on or off at your convenience.

Need to transfer more than $2,500? With VaultKeys, you can — your external linked bank decides how much, not Elevault.

Learn more

Create your VaultKey

VaultKeys are routing & account numbers you can assign to any of your Vaults.

Create your VaultKey

VaultKeys are routing & account numbers you can assign to any of your Vaults.

Share Vaultkeys

You can share with companies, vendors, and merchants so they can debit or credit funds from your Vaults.

Share Vaultkeys

You can share with companies, vendors, and merchants so they can debit or credit funds from your Vaults.

Secure access

Turn your VaultKeys on or off to easily grant or deny access to your funds.

Secure access

Turn your VaultKeys on or off to easily grant or deny access to your funds.

Real Support From Real People

At Elevault, you’re never on your own. Whether it’s a quick question or something more complicated, our team is here for you and ready to help.

We’re not just a tech company, we’re a digital banking experience backed by Southern Bancorp, a community development bank with a 40-year track record. That means real support, real accountability, and real peace of mind.

support@elevault.app

(844) 439-9258

Weekdays 8:30am – 4:30pm (CST)

Need assistance? Chat with us!

Just find and click the chat bubble down in the bottom right to start a conversation. If you're in the app, just go to Help & Support in the drop down menu.

Common support topics

Getting Started

Need help with enrollment: Check these articles out!

Facts & Features

Learn more about Elevault and what we have to offer

How-Tos

Find step-by-step articles here!

VaultWise

Smart savings and financial insights to help you grow and protect your wealth.

Inspiration. Guidance. Support.

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